W-2 replacement screener

Keep the job.
Own the business.

Score a listing for owner-independence, cash after a real manager, and whether it can replace a paycheck without you becoming the operator.

Screen a deal free See pricing

What it actually scores

Seven categories. One integer. Blanks count against you on purpose.

  1. 01Owner independence — can it run without you?25
  2. 02Financial quality — cash vs your monthly target20
  3. 03Financing & risk — coverage after debt20
  4. 04Durability — concentration + recurring revenue15
  5. 05Personal fit — hours you still have to work10
  6. 06Growth5
  7. 07Exit multiple5

Simple calls

  • Don't buy — cash fails after replacement/debt
  • Hmm — investigate — maybe, dig deeper
  • Promising — dig deeper — strong on paper, not a buy order

Main Bank/SBA loan amount is auto-calculated (project − down payment − seller note). Pure SBA: set seller financing to 0.

Open the worksheet

Illustrative LV/Henderson screens (labeled assumptions, not offers): residential plumbing · outdoor GC

Pricing

Start free. Upgrade when you are screening real deal flow.

Start

Free

$0
  • 5 full screens per browser
  • Full score + cash bridge
  • Fictional demos
  • No account required
Use free
Most useful

Ghost

$19/mo
  • Unlimited screens
  • Download / copy / PDF reports
  • Same offline-grade model
  • Cancel anytime (Stripe)
Subscribe — $19/mo

Stripe Payment Link wires up in one step (below).

Next

Boss

$49/mo
  • Everything in Ghost
  • Paste listing to fill fields
  • Saved deals (accounts)
  • Coming after paid demand
Join waitlist
01

Create Stripe Payment Link

Product: Stealth Boss Ghost · $19/month recurring. Success URL: https://stealthboss.com/thanks.html

02

Paste link once

Send the Payment Link URL and we drop it into the site and redeploy (about 2 minutes).

03

Already paid?

Unlock access with code STEALTH19 (Phase 1), then open unlimited screener.

What this is not

  • Not a bank yes. Not SBA eligibility. Not an LOI.
  • Not a live CIM scraper — you type what the broker claims.
  • Phase 1 stores access only in your browser (no account server yet).
  • Educational screening only — not lending, tax, or investment advice.